Apply Now!Building Your Dream Home?

If your dream is to design and construct a home of your own, we offer a mortgage program to fit your specific needs.

  • Construction/Permanent Mortgage Loan (one closing)
  • Adjustable rate mortgage up to 30 years
  • Jumbo mortgage up to 30 years
  • Affordable Rates

CU Community Realty Puts Money in Your Pocket.

Whether you're buying or selling, you can receive up to $2,000* gift card based on the purchase/sales price of your home when you use an agent approved by our subsidiary, CU Community Realty. But to qualify, you must register before contacting a real estate agent. Click here for more.

Contact an ORNL Federal Credit Union Mortgage Originator at 865.688.9555
or 800.676.5328, choose option 2 and then option 2 again, or send us an email.

*Provided by CARTUS. Cash-back is not available in Tennessee. Gift cards will be rewarded instead. All real estate commissions are negotiable. Contact the program for terms and conditions in order to confirm eligibility. $2,000 gift card is based on an average purchase or sale price over $500,000.