Having Trouble Making Payments?

You can get help

If you are facing problems making your mortgage payments due to divorce, unemployment, disability, or because of an increase in your mortgage payments – you can take action to avoid losing your home to foreclosure.

Foreclosure will damage your credit rating and your ability to borrow money – or buy a home – in the future.

Call us right away to talk about ways to address your situation. 800.676.5328

If you are behind on your payments or think you may be unable to make your payments in the future, please call us. There are many ways we can help you if you fall behind. We want to help you keep your home.

Nothing is worse than doing nothing – reach out and ask for help! If you prefer speaking with a homeownership counselor, contact the Homeownership Preservation Foundation at 888.995.HOPE.

It is important to act quickly because if you fall further behind in your payments, there are fewer options to avoid foreclosure.

The link below provides our matrix for foreclosure avoidance programs. It has been prepared by our mortgage partner, Midwest Loan Services.

Click here to see the ORNL Federal Credit Union and Midwest Loan Services Home Affordable Foreclosure Alternative (HAFA)