Deposit Products

ORNL FCU understands the needs and dreams of business owners and operators. We also understand the issues facing you today - contact an ORNL FCU Account Representative to discuss the financial products and services available for your business. We can assist you in making any small business need possible. We have several business accounts designed especially for the unique demands of growing organizations in every major field of expertise.

Basic Share / Savings

  • $5.00 initial deposit
  • No monthly service charge
  • Dividends paid and compounded quarterly
  • Establishes membership with ORNL Federal Credit Union

Business Basic Checking

  • $100 initial deposit
  • No minimum balance requirement
  • Up to 250 items processed monthly with no charge (25¢ per item charge in excess of 250)
  • Service charge may be offset by maintaining a $1,500 minimum daily balance
  • $8 monthly service charge

Business Classic Checking

  • $100 initial deposit
  • No minimum balance requirement
  • Up to 500 items processed monthly with no charge (25¢ per item charge in excess of 500)Service charge may be offset by maintaining a $2,500 minimum daily balance
  • $10 monthly service charge

Business Analysis Checking

  • $500 initial deposit
  • No minimum balance requirement
  • Service charge may be offset with a compensating balance
  • $25 monthly service charge
  • Deposits processed: 5¢ per deposit
  • Deposited items: 3¢ per item
  • Checks paid: 5¢ per check

Business Money Market Savings

  • $2,500 initial deposit
  • No monthly service charge
  • Dividends paid and compounded monthly
  • Restricted to 2 withdrawals per month with no charge.

Business Money Market Checking

  • $2,500 initial deposit
  • No monthly service charge
  • Dividends paid and compounded monthly
  • Restricted to 6 withdrawals per month with no charge.

Share Certificates

  • Initial minimum deposit required
  • Various rates and terms available - Click here for rates

ORNL Federal Credit Union offers a variety of services designed for small to medium-sized businesses. From Business Checking to Business Loans you'll find everything that your business needs.

All of ORNL Federal Credit Union business accounts are NCUSIF insured.

For more information about ORNL FCU's business services, please call us at (865) 425-3330 or email us at mbs@ornlfcu.com.