Tracy Liverman

Senior Business Loan Officer

“I consider it a privilege to help members with their business needs and playing a small part in them being able to realize their dreams. I have found life-long friends in my role as a commercial lender and love what I do.” 

Tracy began her banking career in 1987 as a teller.  She achieved a Bachelor of Science in Business Management from Tusculum College in 1991 while working full time.  After graduation she moved into a management role with Bank of America.  In 2005 Tracy made the transition to ORNL FCU as a commercial lender. Tracy has been involved with the Knoxville Chamber Membership Committee for 10 years and has been on the Operations Committee for United Way of Greater Knoxville since 2012.  She is also a member of Akima and Samuel Frazier Chapter of DAR.


  • I have a son that will be a Freshman at UTK Fall 2018
  • I love to scrapbook!
  • I am a member at Cedar Springs Presbyterian Church and recently completed the Stephen Ministry program.
  • Pineapple shouldn't even look at pizza!