We know a home is more than just four walls and a mortgage loan. It's a place to play. A place to love, laugh, and cry. A place to Thrive. That's why we're there with you every step of the way. Buy your dream home or refinance. We’re here to help.

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We all have different wants and needs. A minivan to tote the kids. A four-wheeler to feel like a kid again. A midlife crisis wakeboard boat? Or an RV just to get away from it all. We have loans for all!

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Quick access to cash for those unplanned life events. Low monthly payments without those sneaky service charges or prepayment penalties.



As a member, you have access to a wide range of loans featuring great rates and terms, easy applications, and fast turnaround. Need a ride? ORNL FCU offers competitive financing and many resources to help you make smart car buying decisions.

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Learn about convenient payment options for your loan, credit card, or mortgage.

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