Savings Rates

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We offer special rates for members qualifying at the PLATINUM LEVEL of our Member Relationship Rewards Program.

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Money Market & IRA Savings
Type of Account Dividend Rate Annual Percentage Yield
  • *Two withdrawals per month with no fee.
  • $10 fee beginning with third withdrawal.
  • $10 fee if balance falls below $25,000.
  • Rates subject to change.
Money Market (No Drafts)
Balances of $2,500 to $24,999 0.200% 0.20%
Balances of $50,000 to $99,999 0.300% 0.30%
Balances of $100,000 and more 0.349% 0.35%
Money Market (With Drafts)
Balances of $2,500 to $24,999 0.050% 0.05%
Balances of $25,000 to $49,999 0.050% 0.05%
Balances of $50,000 to $99,999 0.050% 0.05%
Balances of $100,000 and more 0.100% 0.10%
IRA Share Accounts
Balances of $2,500 to $24,999 0.200% 0.20%
Balances of $25,000 to $49,999 0.300% 0.30%
Balances of $50,000 to $99,999 0.300% 0.30%
Balances of $100,000 and more 0.349% 0.35%
Smart Money Account*
Balances below $25,000 0.200% 0.20%
Balances of $25,000 to $49,000 0.300% 0.30%
Balances of $50,000 to $99,999 0.349% 0.35%
Balances of $100,000 and more 0.399% 0.40%
Certificate Rates for Platinum Members
(Minimum balance of $2,500 required for terms less than 12 months)
(Minimum balance of $500 for terms 12 to 60 months)
Terms Dividend Rate Annual Percentage Yield
  • Early withdrawal penalties are equal to 50% of the projected dividends that would have been earned over the original life of the certificate.
  • Rates subject to change.
Uncategorized
3 months through 5 months 0.350% 0.35%
6 months through 11 months 0.400% 0.40%
12 month variable 0.330% 0.33%
12 months through 23 months 0.500% 0.50%
24 through 35 months 0.599% 0.60%
36 months through 47 months 0.699% 0.70%
48 months through 59 months 0.698% 0.70%
60 Months 1.096% 1.10%
Jumbo Certificate Rates for Platinum Members
(Minimum balance $100,000)
Terms Dividend Rate Annual Percentage Yield
  • Early withdrawal penalties are equal to 50% of the projected dividends that would have been earned over the original life of the certificate.
  • Rates subject to change.
Uncategorized
1 Month through 2 Months 0.450% 0.45%
3 Months through 5 Months 0.450% 0.45%
6 Months Through 11 Months 0.500% 0.50%
12 Months through 23 Months 0.599% 0.60%
24 Months through 35 Months 0.699% 0.70%
36 Months through 47 Months 0.798% 0.80%
48 Months through 59 Months 0.898% 0.90%
60 Months 1.195% 1.20%
Certificate Rates
(Minimum balance of $2,500 required for terms less than 12 months)
(Minimum balance of $500 for terms 12 to 60 months)
Terms Dividend Rate Annual Percentage Yield
  • Early withdrawal penalties are equal to 50% of the projected dividends that would have been earned over the original life of the certificate.
  • Rates subject to change.
Uncategorized
3 Months through 5 Months 0.150% 0.15%
6 Months through 11 Months 0.200% 0.20%
12 Month Variable 0.130% 0.13%
12 Months through 23 Months 0.300% 0.30%
24 Months through 35 Months 0.399% 0.40%
36 Months through 47 Months 0.499% 0.50%
48 Months through 59 Months 0.698% 0.70%
60 Months 0.896% 0.90%
36 Month External Funds (Minimum Deposit of $10,000) 1.243% 1.25%
36 Month Internal Funds (Minimum Deposit of $10,000) 1.045% 1.05%
48 Month External Funds (Minimum Deposit of $10,000) 1.539% 1.55%
48 Month Internal Funds (Minimum Deposit of $10,000) 1.342% 1.35%
60 Month External Funds (Minimum Deposit of $10,000) 1.736% 1.75%
60 Month Internal Funds (Minimum Deposit of $10,000) 1.539% 1.55%
60 Month Double Play (Minimum Deposit of $50,000 with $10,000 external funds) 1.982% 2.00%
Jumbo Certificate Rates
(Minimum balance $100,000)
Terms Dividend Rate Annual Percentage Yield
  • Early withdrawal penalties are equal to 50% of the projected dividends that would have been earned over the original life of the certificate.
  • Rates subject to change.
Uncategorized
1 Month Through 2 Months 0.250% 0.25%
3 Months Through 5 Months 0.250% 0.25%
6 Months Through 11 Months 0.300% 0.30%
12 Months through 23 Months 0.399% 0.40%
24 Months Through 35 Months 0.499% 0.50%
36 Months Through 47 Months 0.598% 0.60%
48 Through 59 Months 0.698% 0.70%
60 Months 0.995% 1.00%
Regular Rates
(Dividend paid from date of deposit to date of withdrawal)
Terms Dividend Rate Annual Percentage Yield
Uncategorized
Regular Share / Savings 0.030% 0.03%
Vacation Club 0.030% 0.03%
Christmas Club 0.030% 0.03%
Checking (Share Draft) 0.030% 0.03%