Smart Start Bundle
The Smart Start Bundle is the ultimate account package for the 15 to 25 crowd. With all the products and services you need (plus a few other perks), getting started in the real world is pretty simple. Ask for the Smart Start Bundle — available only at ORNL Federal Credit Union!
- Smart Start Savings Account*
- ATM Fee Forgiveness
- Oops! Refunds
- FREE Online Banking
- FREE Web Bill Pay
- FREE VISA Check Card
- FREE eStatements
- FREE Direct Deposit
- Value Checking Account
- No Minimum Balance Requirements
If you accidentally overdraw your checking account, relax. With Courtesy Overdraft** protection, we’ve got you totally covered.
- Protects you from added merchant fees
- Saves hassle and embarrassment
- Safeguards your credit rating
- Charges one overdraft fee for each item paid
Visa® Check Card
Writing checks is so old school. Spending smart is as simple as sliding your Visa® Check Card. It’s the quick, convenient, more secure way to pay. Plus, it’s free with your checking account.
- Funds deduct directly from your personal checking or savings
- Access cash fast from any of our fee-free networks
- Make fast, convenient purchases wherever Visa® is accepted
- Save money on check orders
- Track spending on Online Banking & eStatements
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
* Minimum $5 deposit to open and maintain account. A $2.00 paper statement fee applies to all checking accounts. To avoid this fee, simply sign up for free eStatements. See credit union for conditions, current rate and fee schedule.
** Opt in required for courtesy overdraft. Account requirements and conditions apply.