The New Bill Pay Service is Now Available in Online & Mobile Banking

Take a moment to review your payees, pending payments, and delivery dates.

If you take advantage of eBills, you will see them available in the new system and be able to re-authorize them.

Click below for a complete list of FAQs on Bill Pay, eBills, and Pay a Person (now called Send Money).




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Enroll at ornlfcu.com, through the app, or call us at 800.676.5328.

Enroll at ornlfcu.com or through the app.

manage accounts



Monitor Activity

Do you receive direct deposits from payroll, social security, or other sources?  See the amount and source of your deposit even before it posts to your account.*

  • View all of your transactions quickly and easily.
  • Use the search feature to find specific transactions.

In the mobile app, view balances without logging in using Quick Balance. Set up is easy:

  • Enter your username and password
  • Select Remember Me
  • Choose Settings from the main menu
  • Select Quick Balance
  • Enable and select your accounts to view

Quickly view your balances by tapping the icon at the top of the login screen beside Welcome Back!

*These items are not reflected in your available balance until posted.


View Electronic Statements

View your statements in Online Banking or the Mobile App. Benefits of eStatements include reducing paper waste, having access to 18 months of history at your fingertips, lowering the chance of your personal information being stolen, and eliminating the $2 paper statement fee*.

To enroll in eStatements, choose the Statements option and follow the prompts.
*A $2 paper statement fee applies to all accounts. Members under age 18 or 65 and over are not charged a fee for paper statements. 
Learn More

Focus Money Manager

Track All of Your Accounts

What if you could see more than just your ORNL FCU accounts through Online Banking?  You can with Focus Money Manager.  If you have a username and password for other financial institutions to access a credit card, home mortgage, brokerage account, even a 401k, you can add these accounts into Focus.  It's easy.

  • Create a budget
  • Track spending
  • Calculate net worth
Learn More

Move Money


Transfer Funds

Move money quickly and easily between accounts.

Would you like to transfer money to someone else's ORNL FCU account? Stop by your local branch or call 800.676.5328 for help with secure transfer access to another account.


Deposit Checks

Make deposits by taking a picture of your check. It's so simple. The app will guide you and even take the picture for you! It's a secure way to make your deposit right from your mobile phone.


Pay Loans

Credit card and internal loan payments are easy with the speedy Pay button that allows you to pay quickly from an ORNL FCU account.

Would you like to make a payment from another financial institution? Check out our Online Payments center.

Online Payments

Pay a Person (P2P)

Splitting the tab for lunch? Owe your friend for movie tickets? Make payments instantly! All you need is a mobile phone number or email address.

Pay Bills


With Bill Pay, there is no need to write a check or stamp an envelope. You can pay and track all of your bills from one convenient location. The Bill Pay service includes:

  • Electronic payments for common payees.
  • eBills that deliver statements digitally. 
  • A P2P solution to send money to friends and family using an email address or mobile number.


Increase Security



Set up email and text alerts for timely information and added account security.  Find the Alerts options under the More tab.  Or, we can help. If you would like help establishing your new alerts, call us at 800.676.5328.

Pending ACH. Now includes the dollar amount and scheduled posting date for Social Security, payroll, and other automated deposits before they post to your account.

Daily Balance. Determine the time of day that you would like to receive the balance on your account.

Security Alerts. Stay informed when important changes are made to your account including email address updates, physical address changes, and successful log-ins. 


Submit a Travel Notice

Note your credit or debit card for travel.  We constantly monitor card transactions for unusual activity to protect you against fraud.  If you let us know your destination and when you are traveling, we will note your debit card to help prevent any delays while you are on the road.


access the app with a fingerprint

Enjoy this fast, secure login option.


• Save your fingerprint to your phone.
• Enter your username and password.
• Select Remember Me.
Complete your login as usual.
• Under the Menu choose Settings, Default Login, 
   Fingerprint / Touch ID
Lock Debit Card

Lock your debit card

Lock and unlock your debit card or report it lost or stolen with Card Management. How to video


What browsers should I use for Online Banking?

Online Banking is available in four supported browsers; Chrome, Edge, Firefox, and Safari. If you are using Internet Explorer (IE) or another unsupported browser, you will need to change browsers to access Online Banking. For help, click below.
Browser FAQs

What permissions are needed for the mobile app?

The mobile app needs certain permissions in order for features to work. 
Learn More

What else should I know about Online & Mobile Banking?

Learn about accessing your account, Bill Pay, updating your information, and more.
Online & Mobile Banking FAQs

How to lock/unlock your debit card