About Us

ORNL Federal Credit Union was chartered on August 6, 1948, to serve the employees of Oak Ridge National Laboratory in Oak Ridge, Tennessee. Each of our ten founding members put up $5.00 to create an initial deposit base of $50.00.

Founding members were: R.H. Beidel, H.C. Maggart, E.C. Cunningham, G.W. Tyler, M.V. Firmin, F.C. Von der Lage, K.A. Fowler, L.N. Williams, M.R. Hill, and W.N. Woodward, Jr.

Today, members of ORNL FCU account for over one billion dollars in assets. Our community credit union provides financial services to businesses and anyone who lives, works, worships, or attends school in the 16 counties of Central East Tennessee:

Anderson, Blount, Campbell, Claiborne, Cocke, Grainger, Hamblen, Jefferson, Knox, Loudon, Monroe, Morgan, Roane, Scott, Sevier, Union

Our members live and work primarily in the Greater Knoxville area, however we have members living in each of the 50 states as well as dozens of countries around the world. Our Board of Directors consists of 9 members, each elected by the membership to serve 3-year terms.

Consumer Advocacy

ORNL FCU has partnered with the consumer advocates at FoolProof to help you make wise money decisions. Whether you open a ORNL FCU account or not, you should bookmark these consumer sites. Each month they feature breaking consumer news, consumer features, videos and podcasts.

Annual Reports

Click here to view our present and past Annual Reports.

Career Opportunities

Click here for a complete listing of ORNL Federal Credit Union job openings.

Code of Ethics

It is the desire of the Credit Union, its Board of Directors and Management to… click here.

Our Dream

To be the best financial partner for our members by delivering unparalleled, enhanced member value.

Our Promise

To help you have a healthy relationship with your money.

We've been around since 1948 — a financial cooperative, owned by our members and continuing to grow strong while serving thousands of your friends and neighbors by providing the tools and accounts to help them save more and spend less. And we've always worked to encourage our members to do just that. And now more than ever it's time to get back to the basics.

We'll work with you to take a look at your overall financial picture and help find ways to decrease your debt, lower your payments, and help set up a structured plan for both short and long-term savings.

Best of all, your savings are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA, a U.S. Government Agency. Like FDIC insurance, no one has ever lost a penny of money insured by the NCUA.

Official Contest Rules

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