Apply Now!First Time Home Buyers

First-time home buyers can rest easy by letting ORNL Federal Credit Union take care of all financing procedures. We are an established financial institution capable of handling the details of purchasing a new home. We are careful to fully explain every requirement or procedure and to answer any of your questions. Call 865.688.9555 or 800.676.5328, choose option 2 and then option 2 again to be connected with a mortgage loan originator.

  • 97% Financing
  • Repayment terms up to 30 years
  • Fixed and adjustable rate mortgages
  • Affordable Rates

CU Community Realty Puts Money in Your Pocket.

Whether you're buying or selling, you can receive up to $2,000* gift card based on the purchase/sales price of your home when you use an agent approved by our subsidiary, CU Community Realty. But to qualify, you must register before contacting a real estate agent. Click here for more.

Contact an ORNL Federal Credit Union Mortgage Originator at 865.688.9555
or 800.676.5328, choose option 2 and then option 2 again, or send us an email.

*Provided by CARTUS. Cash-back is not available in Tennessee. Gift cards will be rewarded instead. All real estate commissions are negotiable. Contact the program for terms and conditions in order to confirm eligibility. $2,000 gift card is based on an average purchase or sale price over $500,000.