Accounts


We understand that having the right type of checking account is vital for your business. We keep checking simple and inexpensive, so you have more time to run your business.

Business Spending Accounts

* $0.25/item charge in excess of stated number of free items
** Service charge of $8/month applies if minimum balance is not met any time during the month
*** $0.10/per deposited items and $0.10 cents per ACH debit/credit items
‡ Compensating balances may offset monthly item/service charges

Included and Excluded Items

SMALL BUSINESS CHECKING

• $50 initial deposit
• No minimum balance requirement
• No monthly service charge
• Up to 100 items processed monthly with no charge
    ($0.25 per item charge in excess of 100)


BUSINESS CHECKING

• $100 initial deposit
• No limits of withdrawals
• Minimum daily balance of $1,500. (Monthly fee of $8
applies if minimum balance not met any time during the month)
• Up to 350 items processed monthly with no charge ($0.25 per item charge in excess of 350)

VOLUME ANALYSIS CHECKING

• $100 initial deposit
• No limits on withdrawals
• $15 monthly service charge
• Average collected balance produces an “Earnings Credit” which may offset part or all monthly item/service charges
• Earning Credit Rate tied to “tiered interest rate”
• Deposits processed - $0.30/deposit  
• Deposited items - $0.10/item
• Checks paid - $0.10/check
• ACH debits/credits - $0.10 cents/item
• Monthly analysis statement

Debit Card

 

Quick and easy way to pay for everyday business expenses, from supplies to client lunches.

Your Business Visa® Debit Card is a perfect companion to your Business ​Spending account. With a Business VISA Check Card, you carry a card that looks and works just like a VISA card but with one BIG difference: Every dollar you spend with the card is deducted from your Business Spending account. And best of all, it's FREE!

business-debit

Important Notice!

Due to a change in vendors, the Business VISA® Debit Card Rewards program will no longer be available as of October 1, 2019. Please note the following important dates:

  • August 31, 2019 – Rewards points will no longer accumulate after August 31.
  • October 1, 2019 – Any remaining rewards points must be redeemed at CURewards.com prior to this date. Your CURewards login will no longer be active beginning October 1

email usCall Us 

865.425.3330 or 800.676.5328 (x3330)