Hero Loan Refinance discounts

To show appreciation to healthcare professionals, military, and first responder heroes battling COVID-19 on the frontlines, ORNL FCU is offering exclusive home and auto loan refinancing programs.

If you are employed in one of the following professions you are eligible: 

  • Healthcare professionals within the medical field, as well as hospital staff
  • EMTs
  • Teachers
  • Utility line workers
  • Active and veteran military personnel
  • Fire and Rescue that directly impact public safety
  • Law Enforcement Officers that directly impact public safety

Home Loan Refinancing & Home Equity Lines of Credit

We are waiving origination fees (usually 1% of the loan amount) when you refinance your current mortgage or open a Home Equity Line of Credit.

Auto, Boat, and RV Refinancing

Take .25% off your qualified rate when refinancing loans from another financial institution. Plus, you’ll get 1.00% cash back* up to $500 and you can take up to 90 days with no payment.

Call 800.676.5328 for assistance.

*Existing auto, boat, and RV loans with ORNL FCU are not eligible for refinancing. Click here for details.


Small Businesses looking to apply for the SBA Paycheck Protection Program

For information regarding the Paycheck Protection Program qualifications, please visit the Small Business Administration COVID-19 Loan Resources.

If you are a small business that meets the requirements of the SBA’s Paycheck Protection Program (PPP), you may choose to use the link below to a secure portal where you can apply for a PPP Loan. When you apply, your application will be forwarded to a Small Business Administration (SBA) Lender to be reviewed.

ORNL Federal Credit Union is not involved in the processing, funding, servicing, or collection of payments for Paycheck Protection Program loans. We are not able to provide any direct assistance with this program. We are providing the PPP loan link as a courtesy to our credit union members that are qualified small business owners.

Apply Now