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Membership Account

$5 is all it takes to open a ​Membership Account. But that’s really just the start. This first step opens the door to all of the benefits of Credit Union membership.

  • Easy to manage accounts that offer the most competitive options
  • Low rates for auto, home, and personal loans
  • The highest level of experience, service, and technology to meet all of your financial goals

Click here for current rates.
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Plan Ahead Savings Account

This savings account can be used for any purpose like Christmas, vacation, college, or a new car. Open one or open several if you like to keep your funds separate. Give each account its own special name that fits your savings goal. Ask us about setting up an auto transfer to help you save consistently over time.

  • Dividends paid quarterly
  • No limit on withdrawals
  • Option to set a date for funds to transfer into your Membership Account

Click here for current rates.
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Health Savings Account

Health insurance can be pricey. A Health Savings Account (HSA) helps sooth the sting of high-cost medical bills for those with High Deductible Health Plans (HDHPs) by allowing you to pay those bills tax-free. Depending on the type of HSA you open, it can be accessed by your Visa Check Card or by check. A Savings Certificate can even be opened as an HSA to earn the highest tax-free dividends. Contributions to an HSA can be made by individuals or employers. 

Click here for ​current rates.
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Share Certificates

Share Certificates are a great way to earn a fixed, guaranteed rate on your money. There’s no one-size-fits-all way to save. You choose your terms with our Custom Share Certificates. 

  • Lock in a fixed rate of return
  • Choose a term that best fits your goals

Click here for current rates.
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Money Market Accounts

When​ you need quick access to your money and a good rate of return, a Money Market Account is a smart choice. The more you have in your Money Market, the higher the dividend rate you earn. This account requires a minimum deposit of $2,500 to open.  Maintain an average daily balance of $2,500 to avoid a $5 monthly fee. Dividend rates are reviewed weekly. 

Click here for current rates.
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Individual Retirement Accounts*

Roth and Traditional IRAs offer tax-advantaged options to save for retirement. A Traditional IRA can help you save for retirement with tax-deferred earnings. Contributions can be tax deductible. A Roth IRA can offer tax-free earnings. Contributions are not tax deductible.

  • Open your IRA with as little as $500
  • No monthly maintenance or annual fees
  • Choose an IRA Share or Share Certificate option

Click here for current rates.

*All IRA accounts are subject to IRS regulations. Consult your tax advisor for complete details on Traditional IRAs, Roth IRAs, and Coverdell Education Savings Accounts.
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Safe Deposit Boxes

Safe deposit boxes are available for rent at the following locations. Contact us for rates and availability.

Oak Ridge       

North Knoxville           

Lenoir City       

West  Knoxville                  

Farragut          

Clinton         

Kingston        

Karns             

Alcoa               

Bearden           

Madisonville   

Halls               

Morristown   

South Knoxville                

Sevierville         

LaFollette        

Millertown      

Loudon