Home Improvement, Made Easy
Renovations, remodels, and everything in between — whatever your need, a Home Equity Line of Credit can help.
Pay interest only on the amount you’ve spent — not the total line amount.
Apply With Ease
Seamless applications with a quick turnaround help you get the financing you need, when you need it.
Pay With Convenience
Make payments at your local branch or Interactive Teller Machine (ITM), or online any time.
We’re on your side with unparalleled member service.
Financing You Can Depend On
Experience the benefits of opening a Home Equity Line of Credit (HELOC). Borrow money as needed and repay your loan with variable minimum payment requirements and interest rates.
- Take out loans up to $250,000*
- Loan-To-Value (LTV) up to 100%*
- Potential tax benefits*
- Conveniently access your funds any time
See Current Rates on HELOCs
*Some restrictions apply. All loans are subject to credit approval based on our qualified loan program. All ORNL FCU programs, services, rates, terms, and conditions are subject to change at any time without notice.