Loans Rates

  • Consumer Fixed

    Consumer Fixed​-Rate Loans
    Personal as low as ​11.99% APR*
    Secured Loans as low as 2.89% APR*
    Private Student Loans  as low as 5.74% APR†*

    *See Disclosure section below for details

  • Variable Rate Consumer Loans

    Variable Rate Consumer Loans
    Personal Line of Credit as low as 10.49% APR**
    Share Secured 2.00% over rate paid on Base Share Account***
    Share Certificate Secured 2.00% over rate paid on Share Certificate****
    Private Student Loans  ​3.94% APR* (up to 180 months†‡)

    *See Disclosure section below for details
  • Equity Mortgage

    Equity, Second Mortgage and Land Loans
    Home Equity Line of Credit (HELOC) Click Here
    Fast Equity Loan - Terms up to 240 months (Rate fixed first 5 yrs) up to 80% Loan to Value Click Here
    Fast Equity One Year Adjustable Rate up to 240 months term Click Here
    Vacant Land - 80% financing on purchases and rate term refinances up to 50 acres Click Here

    *See Disclosure section below for details

  • Adjustable Mortgages

    Popular Adjustable​-Rate First Mortgages
    Flex-5 Click Here

    *See Disclosure section below for details

  • Fixed-Rate Mortgages

    Fixed​-Rate Mortgages
    Fixed​-rate mortgage loans with terms 10 to 30 years. Click here for more

    *See Disclosure section below for details
  • Loans Disclosure