Refinance Your Vehicle

Lower your monthly payments by refinancing your vehicle loan. Tuck away the extra savings for a rainy day or to put toward your next epic road trip

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Check Rates



Calculate Payment            †Calculate Refinance Savings

†The use of Loan Calculators is not a guarantee of credit.  Certain credit worthiness criteria and other restrictions may apply for loan approval, first payment due date 45 days from loan funding, and qualifying for lower monthly payment.

New Vehicle loan chart


Guaranteed Auto Protection (GAP) Coverage

Did you know that if the vehicle you are now purchasing is totaled, or is stolen and not recovered, your insurance may not pay off the total amount due to your financial institution?

Call or visit a branch to learn more.

Guaranteed Auto Protection

Locate Dealer

We have a lot of friends with cars for sale. Locate a dealer and ask for an ORNL FCU vehicle loan.

  • Knoxville

  • Alcoa/Louisville/Maryville

  • Oak Ridge

  • Clinton/LaFollette

  • Sevierville/Kodak/Newport

  • Morristown/Jefferson City/Rutledge

  • Lenoir City/ Loudon/Sweetwater/Athens

  • Harriman/Wartburg/Rockwood

  • Boats

  • Motorcycles, Personal Watercraft, ATVs, RVs

  • Greeneville

  • Crossville/Cookeville