Purchase or Refinance

Have you found the perfect vehicle? Enjoy flexible loan options that fit your specific needs. With great credit, 100%* financing is possible. Want to pay with cash? A preapproved VIP loan can help you negotiate the price down.

Already have the perfect vehicle?  Check with us to see if you have the perfect loan.  Refinancing a vehicle can help you save money each month!
Apply Now



Calculate Payment            †Calculate Refinance Savings

*Certain restrictions apply.
 †The use of Loan Calculators is not a guarantee of credit.



Guaranteed Auto Protection (GAP) Coverage

Did you know that if the vehicle you are now purchasing is totaled, or is stolen and not recovered, your insurance may not pay off the total amount due to your financial institution?
Get a coverage quote

Guaranteed Auto Protection

Locate Dealer

We have a lot of friends with cars for sale. Locate a dealer and ask for an ORNL FCU vehicle loan.

  • Knoxville

  • Alcoa/Louisville/Maryville

  • Oak Ridge

  • Clinton/LaFollette

  • Sevierville/Kodak/Newport

  • Morristown/Jefferson City/Rutledge

  • Lenoir City/Sweetwater/Athens

  • Harriman/Wartburg/Rockwood

  • Boats

  • Motorcycles, Personal Watercraft, ATVs, RVs

  • Greeneville

  • Crossville/Cookeville