Apply

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There are many places to get a vehicle loan, but few with flexible options that fit your specific needs. Great credit? 100%* financing is possible. First car? Up to 90%** financing for you. Want to pay with cash? A preapproved VIP loan can help you haggle that price down!

Apply for a Loan    † Calculate your Payment


†The use of Loan Calculators is not a guarantee of credit.

*Certain restrictions apply. **Borrower must show proof of one-year minimum employment history. Maximum loan amount $25,000 and maximum payment to income of 15%. Maximum term 60 months. Maximum collateral/vehicle mileage is 80,000 miles. Must provide 10% down in cash or trade equity. Certain restrictions may apply. All rates and terms subject to change without notice. Please speak with a Credit Union loan representative for full details.

Locate Dealer

We have a lot of friends with cars for sale. Locate a dealer and ask for an ORNL FCU vehicle loan.

  • Knoxville

  • Alcoa/Louisville/Maryville

  • Oak Ridge

  • Clinton/LaFollette

  • Sevierville/Kodak/Newport

  • Morristown/Jefferson City

  • Lenoir City/Sweetwater/Athens

  • Harriman/Wartburg/Rockwood

  • Boats

  • Motorcycles, Personal Watercraft, ATVs, RVs

Protect

Guaranteed Auto Protection (GAP) Coverage

Did you know that if the vehicle you are now purchasing is totaled, or is stolen and not recovered, your insurance may not pay off the total amount due to your financial institution?

Get a coverage quote

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