Home Loans

Buy | Build | Refinance | Improve


We look forward to helping you with your next purchase or project!

  • Terms from 10 to 30 years*
  • 100% financing available*
  • Local processing and underwriting
  • Jumbo loans*
  • Construction to permanent loans
  • Vacant land loans up to 80% loan-to-value*
BlueHouse.FrontDoor
ornlfcu_mortgage_home-loans

Apply 

Looking to buy your first home, build your dream house, or refinance your existing loan? 
APPLY NOW

 

Return to Application

Are you ready to complete your application? Or check the status?
VIEW PENDING APPLICATION

 

Learn

Want to learn the basics ​about the home buying process? 
LEARN MORE

Check Rates

See today's rates for our mortgage products.
TODAY'S RATES

 

 

Receive a more personalized rate with our loan consultant option.
LOAN CONSULTANT

 

Calculate

​Run the numbers for your new home purchase or loan refinance.
CALCULATOR

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Home Equity Line of Credit

heloc

Ready to get started with your new project? Contact us to discuss a Home Equity Line of Credit and all you'll need to do is choose your new color palette! It’s an affordable way to get cash for a new bath or kitchen or to even pay off high-rate debt.

  • Loans up to $250,000*
  • Loan to value up to 100%*
  • Potential tax benefits*
  • Access your funds in multiple ways
Contact Us to Get Started
*Terms may vary based on credit, acreage, and/or other restrictions may apply. Additional fees  may apply. Please speak with a Credit Union loan representative for full details.

our team

 

Connie Aytes

​Kingston
NMLS#477008 Read Bio

 

 

Ronnie Barnes

Morristown / Sevierville
NMLS#779879 Read Bio

 

 

Karen Coffey

Clinton / LaFollette
​NMLS#167262 Read Bio

 

 

Kyria England

​Oak Ridge
NMLS#477002 Read Bio

 

 

Renata Farley

Farragut
​NMLS#477009 Read Bio

 

 

Kim Flanary

Halls / Maynardville
​NMLS#477002 Read Bio

 

 

Wendy Gibbs

West / Bearden
NMLS#659291 Read Bio

 

 

Roy Ogle

​East / Karns
NMLS#477007 Read Bio

 

 

Heather Rankin

North / Fountain City
​NMLS#477010 Read Bio

 

 

Ashley Quesenberry

Lenoir City / Loudon
NMLS#1181212 Read Bio

 

 

Property for Sale

From time to time, your Credit Union has property for sale. See if we have a property that fits your needs​:

​residential

LAND

​commercial