Put Down Roots and Flourish
Whether you’re a first time home-buyer, refinancing your existing mortgage, or purchasing a new property, ORNL FCU offers mortgage loans designed to help you thrive.
Competitive Loan Rates
Benefit from low interest rates.
Simple Application Process
Stress-free applications with fast processing help you quickly get financing.
Convenient Payment Options
Make payments at your local branch, Interactive Teller Machine (ITM), or online 24/7.
Dedicated Member Support
Build a successful financial future with our committed team of financial advisors.
Buy, Build, or Refinance — and Thrive.
At ORNL FCU, we offer mortgage loans designed to fit your specific needs, with your best interest in mind.
- Choose from personalized loans with terms from 10–30 years.*
- Local loan processing and underwriting.
- 100% financing available.*
- Select jumbo loans, construction loans, permanent loans, and vacant land loans (up to 80% loan-to-value).*
Contact A Mortgage Officer
Meet Our Mortgage Team
Mortgage Loan Originator - Millertown, Morristown & Sevierville
Mortgage Loan Originator - Northshore, South Knoxville & Middlebrook Pike Food City
Mortgage Loan Originator - Clinton, LaFollette & Maynardville Food City
Mortgage Loan Originator - Oak Ridge, Oak Ridge Walmart & ORNL (Lab)
Mortgage Loan Originator - Farragut
Mortgage Loan Originator - Alcoa & Maryville
Mortgage Loan Originator - Bearden & West Knoxville
Construction Lending Manager
Mortgage Loan Originator - Halls, Fountain City & East Knoxville
Mortgage Loan Originator - Karns & Kingston
Mortgage Loan Originator - North Knoxville