Mortgage Loans
Build, buy, or refinance the home of your dreams. Enjoy 0.25% OFF our already low mortgage loan rates through November 30(1).
Put Down Roots and Flourish
Whether you’re a first time home-buyer, refinancing your existing mortgage, or purchasing a new property, ORNL FCU offers mortgage loans designed to help you thrive.
Competitive Loan Rates
Benefit from low interest rates.
Simple Application Process
Stress-free applications with fast processing help you quickly get financing.
Convenient Payment Options
Make payments at your local branch, Interactive Teller Machine (ITM), or online 24/7.
Dedicated Member Support
Build a successful financial future with our committed team of financial advisors.
Buy, Build, or Refinance — and Thrive.
At ORNL FCU, we offer mortgage loans designed to fit your specific needs, with your best interest in mind.
- Choose from personalized loans with terms from 10–30 years.*
- Local loan processing and underwriting.
- 100% financing available.*
- Select jumbo loans, construction loans, permanent loans, and vacant land loans (up to 80% loan-to-value).*
Contact A Mortgage Officer
See Current Rates on Mortgage Loans
Meet Our Mortgage Team
Kyria England
Mortgage Banking Officer - Kingston, Lenoir City, Oak Ridge Lab, Sevierville
Renata Farley
Mortgage Banking Officer - Athens, Farragut, Loudon, Middlebrook, Northshore
Keyianna Flack
Mortgage Banking Officer - Clinton, East Knoxville, Karns, LaFollette, Millertown
Aaron Hicks
Mortgage Loan Officer
Crysta Johnson
Mortgage Banking Officer - Bearden, Halls, Morristown, Newport, South Knoxville, West Knoxville
Heather Rankin
Mortgage Loan Officer
Karen Coffey
Mortgage Loan Officer
Roy Ogle
Mortgage Loan Officer
Brooke Wilkie
Mortgage Banking Officer - Alcoa, Madisonville, Maryville
Calculate Your Monthly Payment
Figure out your mortgage loan or loan refinance.
Explore Your Options
We offer many loan types to help you with your financial needs.
We Do More Than Just Mortgages
Let ORNL FCU be your full-service financial institution.