ORNL Federal Credit Union accounts are monitored for fraud 24 hours a day, seven days a week.

The EMV chip enhances this process by providing dynamic data that cannot be known to someone who steals your card or your card number.

Additionally, a chip is much more difficult to replicate and counterfeit than a magnetic strip. All new credit cards will now receive the new EMV-enabled card.

EMV Chip

  • What is an EMV Chip Credit or Debit Card?

  • Why are EMV credit and debit cards and EMV payment transactions more secure?

  • What are the benefits of EMV?

  • Why are other countries migrating to EMV?

  • Where has EMV been adopted?

  • Will magnetic stripes be discontinued on credit and debit cards?